When is the right time?
Every adult’s wish is to have a roof over their head after their retirement. Every couple plans for a decent home as their age catches up fast with them, but the question is when is the right time for getting things ready? Wangdi (name changed) has been a civil servant for last 20 years in various post and place. He knows that he is left with a decade or so to offer his service to his nation. He has been thinking and planning about a decent home for many years. Thanks to the banks in the nation, he availed a loan and purchased a plot of land in one of the dzongkhag. With another loan from another bank, he and his wife struggled to construct a simple bungalow. It took him and his small family 5 months of sleepless night and struggled to complete the construction. When is the right time? Once completed, the family dreamt of happiness for years to come. But things did not turn up as expected. Few months into their new home, Wangdi was transferred to another dzongk...